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Business Owners Policy
This type of policy combines property and liability coverage in one policy and generally includes additional coverage at no additional premium.
Business Property Coverage
Get solid protection for your buildings, equipment and other business property.
Business Liability Coverage
Prevent personal injury or other liability claims from interrupting your business. Use business liability coverage to manage your exposure.
Workers' Compensation Insurance
Workers’ Compensation provides income and medical benefits for most workers who are injured on the job. It can pay for rehabilitation and recovery costs, medical bills, and lost work time. In addition, workers’ compensation includes death benefits that are provided to surviving spouses and dependent children of workers who are killed on the job. Workers’ compensation is not a substitute for health or medical insurance; employees are only covered for on-the-job injuries.
Business Auto Insurance
This type of business insurance provides coverage for automobiles, trucks, and vans used for business purposes. Major coverages are the same as personal auto insurance coverage. Auto insurance policies pay for damages due to an accident, or damages cause by fire, theft, flood, and vandalism. Also included is liability coverage for injuries you cause to other people and damages you cause to other property when you are at fault in an accident.
Umbrella Liability Insurance
Umbrella Liability Insurance provides additional protection for your business against catastrophic losses that are covered under liability policies, such as the Business Auto Insurance policy, commercial general liability policy, watercraft, and employer’s liability coverage. If a claim payment on an underlying policy exceeds the limit of the policy, or if the total of claims on a policy exceeds the annual aggregate limit, umbrella liability policies can provide excess limits. It can also protect against some claims that are not covered by the underlying insurance policies.
Protect your business. Obtain small business insurance coverage now by requesting a free on-line quote. It's competitive, fast, and convenient. |
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